When Life Insurance Isn't Worth It
29th March 2012 (investopedia.com)
The principle behind life insurance is simple, in theory. It's also morbid, at least compared to other financial services. You pay small amounts at monthly intervals, and should you die,
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Insuring your Factory
9th January 2012 (stainesinsurance.co.uk)
Factory insurance meets the demands and needs of businesses wishing to protect their assets against potential hazards such as fire, theft, flood, accidental damage, etc.
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Small Business Insaurance
15th December 2011 (insuranceusa.com)
Small business insurance is important because things don't always go as planned and accidents do happen.
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Discount Auto Insurance
4th November 2010 (insuranceusa.com)
Most of us are familiar with at least a few auto insurance discounts but few realize the long list of discounts available depending upon the state in which you live, the insurance company you do business with, and several other factors.
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Family Health Insurance
1st October 2010 (insuranceusa.com)
There is a lot to consider when choosing the right family health insurance plan. If you are seriously considering it, it's worth your while to understand what options are available to you.
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How Much Car Insurance Do You Need?
2nd July 2010 (edmunds.com)
A growing number of people are dropping their auto insurance to try to save money, according to a recent study by the Insurance Research Council (IRC). If the current rate of unemployment continues, the IRC estimates that the national uninsured rate will climb from 13.8 percent in 2007 to 16.3 percent in 2010.
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Student Insurance
27th May 2010 (lloydstsb.com)
As a student there's going to be plenty going on in your life. You want to be able to do your own thing without worrying about whether your personal possessions are safe. That's why Lloyds TSB has partnered with Endsleigh to offer you specialist protection.
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Teens and Auto Insurance Rates
2nd February 2010 (onlineautoinsurance.com)
Getting a driver's license can be quite an exciting time for a teenager and through all the excitement the last thing on the youth's mind is automobile coverage. Usually these youthful motorists just want to grab mom or dad's keys, jump behind the wheel, pick up their friends and head to the mall.
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The role of emotions in buying health insurance
14th September 2009 (mckinseyquarterly.com)
More than 140 million Americans currently have discretion over health insurance purchases, representing a total of $785 billion in premiums or premium equivalents.
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Insuring your home
9th September 2009 (consumerreports.org)
Will your insurance company be there for you in the aftermath of a disaster, when you most need it? The answer might be no.
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Getting Insurance for One’s Frailest Years
3 July 2009 (nytimes.com)
IN our house, we talk a lot about long-term care. My dad is 92 and afflicted by dementia and failing eyesight. Luckily, I’m blessed with three wonderful siblings who do the hard work of caring for my father and making sure he can stay in his own home in suburban Detroit. But my visits from Brooklyn to spell my siblings are becoming increasingly complex, as my father needs more care and loses track of exactly who I am.
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Insurance Giant A.I.G. Takes Ex-Chief to Court
18 June 2009 (nytimes.com)
The latest act in the drama of the American International Group opens Monday when the ailing insurance giant takes its former chief executive to court, accusing him of plundering a trust that it says was set up to pay top performers. A.I.G. contends Maurice R. Greenberg, 84, who ran the company for decades, unlawfully took $4.3 billion in stock in 2005, the year he was forced out as chief executive. Mr. Greenberg and his lawyers say that those A.I.G. shares — owned by Starr International, a privately held company, of which he is chairman — were not held in a trust at all. As Starr’s chairman, they say, Mr. Greenberg had the authority to sell the shares and invest the proceeds in new offshore insurance businesses and in a new charitable arm.
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Congress Airs Concerns on Long-Term Care Insurance
18 June 2009 (nytimes.com)
As many as 7 million Americans have long-term care insurance policies, and many states confronting burgeoning deficits are urging consumers to buy this type of insurance as a way to protect Medicaid budgets. But at a recent Senate hearing, lawmakers and watchdog groups cautioned that greater consumer protections are needed. “There are no guarantees that the policies purchased today will serve your needs 20 to 30 years down the road,” Diane Rowland, executive vice president of the Kaiser Family Foundation, told the Senate Special Committee on Aging earlier this month. Consumers must balance premium affordability with the types of services they may want, the daily benefit amount, the length of coverage and other options, such as inflation protection. But personal needs and the marketplace can change in the decades between purchasing and using a policy, Ms. Rowland said.
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Compare Car Insurance
8 May 2009 (reviewcentre.com)
Car Insurance is the biggest and most competitive insurance product in the marketplace. Any number of insurance companies assure customers old and new that they can offer cheap car insurance to any and every driver, either by providing low cost car insurance or by offering to compare car insurance quotes from any number of companies.
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The Local Insurance Agency Hustles in a Slump
22 April 2009 (nytimes.com)
WHILE the big insurance companies have been buffeted by the weak economy and investment losses, the industry’s front line, the insurance agencies, have generally been riding out the adversity. “This is a great business, because people always need insurance,” said Janet Jones, president of the Elkins Jones Insurance Agency in Los Angeles. “It’s just a question of who they buy it from.” “As the economy gets worse,” she added, “people need to feel they can hold on to their business, their home, their cars.”
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Business Motor Insurance
How To Buy Disability Insurance
In preparation for your purchase of a disability insurance policy, first find out how much you will be needing for a year. Calculate your expenses. Picture a scenario where you are not able to earn income for six months to a year. Consider the things you are willing to forego such as cable TV subscriptions, regular movie dates and unnecessary expenses. Consider your expenses without these, and take note of the amount. Then calculate how much you will be getting from your company if you file for disability. Also check out other benefits from the government such as social security, if it will be available to you.
Saving for School - Insurance
Some parents regularly put aside a sum for their children's education, either into a savings account or a unit trust. Others expect to rely on their CPF savings which can be withdrawn under the Education Scheme. However, note that CPF funds can only be used for local studies and have to be repaid with interest within 10 years.
How to get Auto Loans for Students?
Auto loans for students are available from showrooms and car dealers who sell cars, apart from the banks and financial institutions. It is expected that the students pay some amount as down payment and the rest is payed by loan. However, there are many schemes in which the down payment amount is also taken care of by the loan providers.
How To Buy Car Insurance Online Now
Once you have a shortlist of companies that would suit your needs, you simply need to read through the policies and compare them. In this way you can easily find the best coverage and insurance for the most competitive price available. These insurance websites often make it much easier to understand the comparisons that if you had to do it by yourself: insurance policies are notoriously complex documents.
Most insurance companies these days also operate on the Internet, but they often offer discount rates to people that buy their insurance online. They can do this as it costs them less to sell policies online than it does to operate offices and employ a whole lot of staff.
Ask the Right Questions to Save on Car Insurance
Don't drop dead without life insurance
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